Tmoney-Palm
Details
| Size: | 66 KB |
| Last Update: | 2007-05-19 06:50:11 |
| Version: | 1.1 |
| OS Support: | Palm OS |
| License/Program Type: | Shareware |
| Publisher: | Sound Expressions |
| Price: | $14.99 |
Description:
Tmoney-Palm Detailed Description:
Tmoney-Palm provides financial planning functions covering
loans, savings, retirement, insurance planning as well as other
standard functions used in finance. However, the goal of
Tmoney-Palm is to make the planning understandable and presentable
using only a Palm-OS powered device. Tmoney focuses on the planning
aspect of finances. It gives opportunity for plenty of "what if"
scenarios for personal planning or planning with a client. It can
beam the plan summary to another device or automatically store it
into the Palm memo pad application.
Tmoney-Palm Version 1.1
TMONEY (Time Values of Money)
for PALM OS
Tmoney Copyright 1986, 1987, 1991, 1992
Tmoney-Palm Copyright 2002
Sound Expressions
8395 Danneffel Road
Watervliet, MI 49098
The main functions provided are:
Loan Calculator
Savings Calculator
Withdrawal Calculator
Loans:
The loan amortization tool can be used to examine each aspect of
a loan including how much a loan will cost in monthly payments and
total interest and other aspects. A table of payments and interest
is provided for tracking the loan throughout the repayment period.
Users may select the value to solve for: Payment, Loan Amount, Term
(Years/Months), Payment Frequency, or Interest Rate.
Savings:
The savings tool is one of the most flexible savings tools
available. It can solve for the amount of every savings deposit,
the future value, rate, or term. You may easily determine just how
much money you need to save every payday to achieve a savings goal.
It also has a unique optional inflation factor that lets you plan
to increase your savings or investments as your income grows
through the years. Includes a table to view each deposit and a
graph to see the growth in the plan. Some of the capabilities
include:
Plan your Savings Deposits
Future Value of regular deposits
Future Value of a single deposit
Present Value of a future amount
Inflation factored savings plans
Withdrawals:
This is one of the favorite tools in this financial planning
set. One of the more powerful features is the ability to account
for inflation in a retirement plan. It lets you decide how much
money you need to start withdrawing from an interest-earning
account, but then applies an inflation rate to help you determine
the funding needed to increase your monthly withdrawals annually
for the term of the plan.
Documentation:
A users guide is available in PDF format at tmoney-palm.com. The
guide provides step-by-step examples on how to utilize each
function.
The palm version of Tmoney was enhanced with more power and
features. Users of the original Tmoney will appreciate the extended
features as well as the elegant simplicity of the original concepts
retained in TMONEY-PALM along with the additional features.
System Requirements:
Free Download Tmoney-Palm | Screenshots | Buy Tmoney-Palm
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